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These days car owners with poor driving records are well aware of the fact that they can face a daunting task in finding low down payment car insurance. Drivers with multiple accidents and traffic violations records are considered at risk of further accidents in the future. Therefore, they are customers who often register a claim more often than anyone else. Some insurance companies even refuse to insure car owners with poor records. However, it is not impossible for these customers to get cheap car insurance quotes if they are aware of the whole process. Following a few simple guidelines will help you get a get no down payment auto insurance , despite their dubious driving history. Any car owner can reduce their insurance premiums by paying more for their policy. By deducting more, the owner pays more before claiming anything from the company. In return, many companies provide car owners with 0 down car insurance quotes. This is an easy way to reduce insurance premiu